Richard and his wife have lived in the Far North for many years, enjoying the tranquility of their lifestyle block while engaging in a variety of interests and activities. Recently retired from several roles in mental health and addiction services across Northland, Richard remains active as a part-time provider in primary mental health care. He believes that enhanced budgeting and financial management skills can empower individuals and families in the vibrant Muriwhenua rohe, helping them lead more fulfilling lives amidst the challenges they face.